You Worked for Your Federal Benefits. Do You Know What They Are Actually Building Toward?
Federal retirement is more than one number. Your FERS pension, TSP, Social Security, insurance choices, taxes, and retirement timing can all affect what retirement looks like.
The three resources below are designed to help you see the parts that matter, spot questions worth asking, and understand what deserves a closer look.
- Federal retirement focus
- Educational information
- No government affiliation
Tell Us Where to Send Your Request
Enter your information first. Once submitted, you can choose the resource — or resources — that match the questions you have right now.
Explore the Three Federal Retirement Resources
See the actual resources below and choose the option — or options — that match the questions you have right now.
Federal Employee Benefits Guide
The Informed Fed
A Survival Guide to Federal Employee Benefits
You can work for the federal government for years and still never have anyone explain how all the pieces fit together.
What should you know about FERS, TSP, FEGLI, Roth TSP, health insurance, retirement income, and the choices that can quietly cost you money?
This practical guide was written to help federal employees understand the rules, common pitfalls, and overlooked decisions that can matter before retirement – not after.
Personalized Report
Federal Retirement Benefits Summary
Your retirement numbers only help if they are based on the right information.
A personalized Federal Retirement Benefits Summary can bring your key retirement figures into one place – including your estimated FERS pension, High-3, service time, retirement timing, survivor considerations, Social Security or FERS supplement information, and an overall retirement-income picture.
Before the summary can be prepared, Joseph has a short phone or Zoom conversation with you to confirm the information that drives the calculations.
2026 Planning Guide
2026 TSP Roth Conversion Planning Guide
The new Roth in-plan conversion option creates a simple question with a complicated answer: should you pay the tax now?
Does converting everything at once make sense? Could smaller conversions over several years deserve comparison? What happens when retirement timing, FERS income, Social Security, RMDs, Medicare premiums, and state taxes are part of the picture?
This plain-English guide explains what the new option changes, what it does not, and the questions to think through before you submit a conversion request.
See What Your Federal Retirement Numbers Can Look Like in One Place
Most federal employees have retirement information spread across different statements, systems, and estimates. A personalized Benefits Summary is meant to bring the important pieces together so you can see the relationship between them.
It can include:
The sample shown is illustrative. Your actual summary depends on the information confirmed for your situation.
How It Works
Look
See the three actual resources and what each is designed to help you understand.
Choose
Select the resource - or resources - that match the questions you have right now.
Request
Tell us where to send your requested material. If you request the personalized Benefits Summary, the next step is a short phone or Zoom conversation so Joseph can confirm the information needed to prepare it.
Next Step: A Short Phone or Zoom Conversation
Your Benefits Summary is personalized, so Joseph first needs to confirm a few items from your recent federal pay/personnel or benefits information and your retirement plans. After that conversation, he can prepare the summary using your actual circumstances.
Federal Retirement Has a Lot of Moving Parts. The Goal Here Is to Make Them Easier to See.
FERSHelp.net focuses on the decisions federal employees actually face: FERS, TSP, Social Security, insurance, taxes, and retirement timing.
The resources are designed to help you understand the questions before you make the decisions.
Federal retirement focus
Information centered on federal benefits and retirement planning.
See before you request
You can see exactly what each resource is intended to help with before providing your information.
Independent educational resource
FERSHelp.net is not a government agency or government website.
Frequently Asked Questions
Is FERSHelp.net a U.S. government website?
No. FERSHelp.net is an independent educational resource and is not affiliated with or endorsed by OPM, TSP, or any federal agency.
Do I need to select all three resources?
No. Choose only what is useful to you. You may request one resource or more than one.
What is the Federal Retirement Benefits Summary?
It is a personalized summary built from information relevant to your federal employment and retirement situation. Because the numbers depend on your actual information, a short phone or Zoom conversation is needed before the summary is prepared.
What is the 2026 TSP Roth Conversion Planning Guide?
It is an educational guide to the new TSP Roth in-plan conversion option, including tax timing and other retirement factors worth considering before making a conversion request.
What happens after I submit the form?
If you request a guide, FERSHelp.net can send the requested material. If you request the personalized Benefits Summary, Joseph will contact you to arrange the short phone or Zoom conversation needed to gather and confirm the information for the report.
You Do Not Have to Figure Out Every Part of Federal Retirement at Once.
Start with the question that matters to you now. Choose the resource that can help you understand it more clearly.